When you open a checking or savings account, you’ll be assigned an account number that identifies your individual account. Your account number is typically a string of 12 to 19 digits with the last four digits being your account type. These last four digits are known as your sub-account or identifier code and are unique to each bank, credit union, or other financial institution. Knowing your account number could come in handy in the event that you need to make changes to your debit card settings, transfer money between accounts or reset your online login username and password. With most banks and credit unions, the last four digits of an account are also part of an identification code called a RID—or Reply Identification digit—which helps the institution track statements and deposits more efficiently.
In this blog post, we’ll explain what these numbers mean on your bank statement and how they can help you understand different types of accounts. Use the information below to locate your account number with the last 4 digits if it isn’t easy to find on your statement.
How to Find Your Account Number With the Last 4 Digits
Your account number can be identified by the last four digits of your account number. This number will be printed on your statement as a string of numbers in the form of 12-19 numbers. If you log in to your online banking account, your account number should be listed somewhere on your dashboard or in the upper right corner with the last four digits as part of the account number. Some banks also include the full account number on the front of the statement. If you have multiple accounts with the same bank, you can also log in to each account individually to find the account number.
Checking Accounts
A checking account is a type of savings account that allows you to withdraw and deposit money anytime at a low or no cost. The funds in a checking account are readily available for withdrawal and are not typically earning interest. While the interest rates for a checking account may be low, the funds tend to be easily accessible. With a checking account, you can use a debit card to pay for purchases at the store and withdraw money from an ATM. A checking account is a type of savings account that allows you to withdraw and deposit money anytime at a low or no cost. Your money is generally not earning interest and is easily accessible. A checking account is used primarily as a place to store your earnings and cash you may need to withdraw on a daily basis, like money for groceries or bills.
Savings Accounts
A savings account is a type of account that allows you to earn interest on your money in the form of a small percentage of return. A savings account is a low-risk investment account that is typically federally insured for up to $250,000 per account type. A savings account is a type of account that allows you to earn interest on your money in the form of a small percentage of return. This is a low-risk investment account that is federally insured for up to $250,000 per account type. A savings account is used to hold money that you do not plan on using in the short term.
Money Market Accounts
A money market account is an interest-bearing account that features low fees and higher interest rates than a traditional savings account. Money market accounts are also federally insured for up to $250,000 per depositor. A money market account is an interest-bearing account that features low fees and higher interest rates than a traditional savings account. Money market accounts are also federally insured for up to $250,000 per depositor. A money market account is a type of savings account that is meant to be accessible but with slightly higher interest rates than a traditional savings account. Because of their higher interest rates, these accounts have slightly higher fees than traditional savings accounts.
Certificate of Deposit (CD) Accounts
A certificate of deposit (CD) is a low-risk investment product with a set interest rate that is generally paid at the end of a specified period of time. CDs are federally insured for up to $250,000 per account type. A certificate of deposit (CD) is a low-risk investment product with a set interest rate that is generally paid at the end of a specified period of time. CDs are federally insured for up to $250,000 per account type. A certificate of deposit (CD) is a low-risk investment product that has a set interest rate and maturity date. A CD is federally insured for up to $250,000 per account type.
U.S. Bank Accounts With 5-Digit Last 4 Digit Codes
If your checking or savings account was opened at a U.S. bank, it is likely that it will have a five-digit account identifier code at the end of your account number. A checking or savings account opened at a U.S. bank will have a five-digit account identifier code at the end of your account number. This account identifier code is typically a number between 0001 and 9999. A checking or savings account opened at a U.S. bank may have a five-digit account identifier code at the end of your account number. This account identifier code is typically a number between 0001 and 9999.
Credit Union Accounts With 5-Digr ID Codes and 3-Digit Last 4 Digit Codes
If your checking or savings account was opened at a credit union, it is likely that it will have a five-digit account identifier code at the end of your account number. A checking or savings account opened at a credit union will have a five-digit account identifier code at the end of your account number. This account identifier code is typically a number between 0001 and 9999. A checking or savings account opened at a credit union may have a five-digit account identifier code at the end of your account number. This account identifier code is typically a number between 0001 and 9999.
Bottom Line
Knowing your account number is essential for making changes to your account and easily identifying your account information on a bank statement. Credit unions and some banks use five- or three-digit identifier codes at the end of an account number to identify the type of account. If you have a savings or checking account, you can easily find the account number on your monthly bank statement. Your account number will be printed on your statement as a string of 12 to 19 digits with the last four digits identifying your account type.
FAQ:
Q: Will my bank account still work if I change my name?
If you have a savings or checking account, you can easily find the account number on your monthly bank statement. Your account number will be printed on your statement as a string of 12 to 19 digits with the last four digits identifying your account type. If you change your name for any reason, you will also want to update this information with your bank. To update this information, visit a branch in person or call customer service.
Q: How do I find my account number?
If you have a savings or checking account, you can easily find the account number on your monthly bank statement. Your account number will be printed on your statement as a string of 12 to 19 digits with the last four digits identifying your account type. If you change your name for any reason, you will also want to update this information with your bank. To update this information, visit a branch in person or call customer service.
Q: Will I lose money if I don’t know my account number?
If you have a savings or checking account, you can easily find the account number on your monthly bank statement. Your account number will be printed on your statement as a string of 12 to 19 digits with the last four digits identifying your account type. If you change your name for any reason, you will also want to update this information with your bank. To update this information, visit a branch in person or call customer service.
